ATM maker Diebold is showing off two new concepts at this week’s Money 20/20 conference in Las Vegas. The offerings are the products of the company’s Responsive Banking concept, which itself made its debut at last year’s Money 20/20.
One of the new prototypes, called the Janus concept, is a two-sided ATM that can serve two customers at once. Perhaps more importantly, it doesn’t feature a card reader, relying instead on QR codes or NFC technology for customer identification. The other concept, called Irving, is an ATM with neither a PIN pad, nor a card reader, nor a screen; instead, all transactions take place via the user’s smartphone. In addition to NFC and QR code technology, this system uses iris scanning are used to identify the customer, and a mobile app provides the interface.
In a press release, Diebold EVP Frank Natoli suggested that while money is increasingly going digital, “cash will continue to have a role in consumer transactions,” and that this is “where Diebold comes into play” with its smartphone-compatible ATMs bridging the gap between digital, mobile technology and physical cash.